Pip in Forex — Meaning, Example, and How to Calculate

Pip in Forex — Meaning, Example, and How to Calculate
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Pip in Forex — Meaning, Example, and How to Calculate

Pip in Forex — Meaning, Example, and How to Calculate

Clear explanation • Practical example • Calculation method • Common mistakes

Definition

A pip (short for “percentage in point”) is the smallest standard price movement in most forex pairs. For most currency pairs, 1 pip equals 0.0001. For pairs quoted to two decimal places (like USD/JPY), 1 pip equals 0.01.

Why Pips Matter

  • Pips measure price movement in forex.
  • They help traders calculate profit, loss, and risk.
  • Pip value changes depending on the currency pair and trade size.

Example

EUR/USD moves from 1.1050 to 1.1055. Change = 0.0005 = 5 pips. If you traded 1 standard lot (100,000 units), each pip is worth $10, so 5 pips = $50.

How to Calculate Pip Value

Formula:

Pip Value = (One Pip / Exchange Rate) × Lot Size Example for EUR/USD at 1.1050, 1 standard lot: Pip Value = (0.0001 / 1.1050) × 100,000 ≈ $9.05

Fractional Pips (Pipettes)

Many brokers quote prices with an extra decimal place (e.g., 1.10503). The last digit is a pipette, equal to one-tenth of a pip.

Common Mistakes

  • Confusing pips with points or ticks in other markets.
  • Not adjusting pip value when trading different lot sizes.
  • Ignoring pipettes when scalping or trading with small stop-losses.

Quick FAQ

Q: Is a pip always worth $10?
A: No, it depends on lot size and the currency pair’s exchange rate.

Q: Why do some pairs have 2 decimal places?
A: JPY pairs traditionally use 2 decimals because of their lower relative value per unit.

Mastering pip calculations is essential for managing risk and setting accurate stop-loss and take-profit levels.

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